Kelly May, Sales Associate The May Team Berkshire Hathaway HomeServices Heymann Williams Realty (904) 556-2074 · kellymay4florida@gmail.com
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22 N 4th Street — Historic Victorian, Fernandina Beach, FL

Fernandina Beach Historic District · Amelia Island

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$1,649,000Price
4Beds
3Baths
3,745Living sqft
0.12 acLot
1911Year built

The home

This renovated historic Victorian sits on North 4th Street in the Fernandina Beach Historic District — walkable to Centre Street, the riverfront, and the beach. MLS year built is 1911; listing remarks describe a meticulously renovated 1883 residence with modern systems throughout.

An elevator ties the multi-level plan together. The property sits in Fernandina Beach’s Central Business District (C-3), where residential use is contemplated and mixed-use or income-producing options may be possible (MLS notes an ADU), subject to City confirmation of permitted uses. Detached garage, covered porches, courtyard, and a river view complete the downtown Amelia Island setting.

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Unbranded East Coast Virtual Tours walkthrough from the MLS listing.

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Kelly May, Sales Associate The May Team Berkshire Hathaway HomeServices Heymann Williams Realty (904) 556-2074
kellymay4florida@gmail.com
720 Magnolia Lane, Fernandina Beach, FL 32034

Life at this address

Historic District

On North 4th Street in downtown Fernandina — sidewalks, street lights, and a short walk to Centre Street shops and dining.

River & beach

River view noted on MLS; riverfront and beach access are walkable from this block of the Historic District.

Zoning

Central Business District (C-3) — residential use is contemplated; mixed-use or income-producing options may be possible (MLS: ADU yes), subject to confirmation with the City of Fernandina Beach. Historic District / Historic Area overlay: exterior work typically needs a Certificate of Appropriateness (CoA); use is governed by zoning, not by the overlay alone.

Schools (MLS)

Southside Elementary · Fernandina Beach Middle · Fernandina Beach High — reconfirm by address.

Flood

FEMA Zone X (Firmette panel 12089C0237G, effective 8/2/2017; BFE not shown at pin). Buyers should still confirm insurance implications with their lender.

Specs & due diligence

Type
Single-family · Victorian · 3 stories · Brick / wood siding · ADU
Garage
2-car detached · additional parking
Elevator
Yes — serves the multi-level plan
HVAC / utilities
Central air & heat · public water & sewer · electric · propane · cable available
Appliances
Gas cooktop, oven & range, dishwasher, disposal, refrigerator, washer/dryer, water softener (rented)
Interior
Wood floors · 2 fireplaces · eat-in kitchen · island · vaulted ceilings · 12 rooms
Exterior
Metal roof · balcony · courtyard · covered / screened porches · terrace · greenhouse · workshop · fenced
Taxes / HOA
$4,323.34 (2025) · HOA: none
Parcel / lot
000031180000230050 · 0.12 acre (5,227 sqft) · Central Business District (C-3) · Historic Area
Zoning / historic
Central Business District (C-3), Fernandina Beach LDC §2.01.13 · Historic District overlay (exterior CoA typical) · confirm permitted uses with City
Building area
Living 3,745 sqft (plans) · building total 3,169 sqft (MLS)
View
River (per MLS) · waterfront: no
Flood zone
FEMA Zone X (verified 2026-09-05; panel 12089C0237G)

FAQs

What’s the asking price and status?

$1,649,000, Active — realMLS #2159298 · AINCAR #116963 — listed 8/7/2026. Confirm live before you tour.

Beds, baths, and size?

4 bedrooms, 3 full baths, 3,745 living sqft (plans), building total 3,169 sqft, MLS year built 1911 (remarks: renovated 1883), three stories.

Is there an elevator?

Yes. An elevator was added and serves the multi-level design.

What does C-3 zoning mean here?

Officially Central Business District (C-3) under Fernandina Beach Land Development Code §2.01.13. Residential use is contemplated; mixed-use or income-producing options may be possible (MLS notes ADU: yes), subject to confirmation of permitted uses with the City of Fernandina Beach. The property is also in the Historic District / Historic Area — exterior work typically requires a Certificate of Appropriateness (CoA). Zoning governs use; the historic overlay governs exterior changes, not use by itself.

Where is it relative to downtown?

In the Fernandina Beach Historic District on North 4th Street — walkable to Centre Street, the riverfront, dining, and boutique shopping.

Property taxes?

About $4,323.34 for tax year 2025; verify with Nassau County.

Garage?

Detached two-car garage with additional parking noted.

What flood zone is it in?

FEMA Zone X per Firmette panel 12089C0237G (verified 2026-09-05). BFE not shown at the pin. Confirm with your lender/survey for insurance.

Is there a virtual tour?

Yes — an unbranded East Coast Virtual Tours walkthrough is on this page and at app.eastcoastvtours.com/sites/dbwgxeb/unbranded.

How do I tour?

Contact Kelly May, Sales Associate, The May Team, Berkshire Hathaway HomeServices Heymann Williams Realty, (904) 556-2074 or kellymay4florida@gmail.com.

Neighborhood

22 N 4th Street is a Historic District address — downtown Fernandina fabric, not a gated south-end enclave. Days are oriented to Centre Street, the Amelia River waterfront, and a walkable beach path from the core of town. This block is for buyers who want historic architecture and downtown life on Amelia Island.